O's List Privacy Policy

O's List, LLC ("O's List", "we", "us", "our") has created this privacy policy ("Privacy Policy") to explain how we treat information collected and received from your use of our website www.oszlist.com or the mobile version of our website (collectively, the "Website"), the O's List mobile applications available on mobile devices and or tablet devices (the "App") and the related O's List services of investment advising available through the Website and/or App (the "Service") and The Sounding Board, a chat service for parents.

By accessing the Website or App, and/or using the Service, you agree that you have read, understood and accept the terms described in this Privacy Policy.

Information We Collect

Information Provided by You, our Users

In connection with setting up a user account, we may request and collect personal information from you such as name, age, email address, postal mailing address, and mobile telephone number. Such information is collected to help O's List tailor the Service to you.

We will not share personal user information with third parties such as non-affiliates or advertisers.

Updating and/or Accessing User Information

If there is any change in your information, you may update the information on the Website or App by logging into your account and accessing your profile information. If you no longer desire to use the Service, you may delete your account by selecting "Delete Account" on your profile page or by contacting O's List at support_at_oszlist.com. O's List will respond within 30 days from the date of notice. In the event that you choose to close your account, we will delete all personal information, but some residual non-personal information may remain. If necessary, we may retain and use your information, to comply with our legal obligations.

Information collected by O's List

O's List collects user submitted information as described in the above sections. We also collect non-personal information including but not limited to your IP address, browser information, timestamp, type of mobile device or tablet device accessing the Service and actions performed during the access to and use of the Website, App and Service, and other information that may be helpful in performing usage statistics and server analytics.

Cookies

O's List uses cookies to provide a better experience to you, our user. A cookie is a small text file containing alphanumeric characters. O's List may use session and persistent cookies. Session cookies are used after a user logs in, to identify the user session and maintain state. These are required for the proper functioning of the Service. Hence cookies are linked to personal information such as user name, email address. These cookies are removed once you terminate the session. Persistent cookies may be used to provide a better user experience on the Website. The persistent cookies can be removed by the user by modifying the cookie setup in the browser. Disabling cookies may, however degrade your experience on the Website, App or within the Service.

Cookies may also be used to collect information for use in site analytics and user experience. Collected information is used to improve the performance of the application and troubleshoot any problems, if any. O's List may share the aggregated and non-identifiable information with internal and third parties such as Google Analytics for website analytics. Only such information that does not identify any particular individual will be shared with third parties. Third party tools may combine such information with information from other tools or websites and their use of information will be guided by their privacy policy.

If a user or a visitor to the Website decides to share any of our blog posts or any other O's List content and "post" the content on their social media accounts which is a third party, then that posting will be governed by the privacy policy of the third party site.

How O's List uses User Information

O's List uses the information that you provide to offer suggestions on a personalized list for college applications. We may request and use your email address to communicate product upgrades, promotional features, service maintenance, and other communications regarding the Website or Service. If you provide a mobile number, that number may be used to send information of the features listed above as well as OTA (over the air) upgrades to the App. You can control whether you receive these messages by accessing your user account preferences.

Disclosure of Information

O's List does not sell, rent, share, trade or give away your personal information. We do not share any of your information for their promotional use.

O's List does, however, reserve the right to disclose or share your information when required by any applicable law, rule, regulation, subpoena or other legal process. In addition, O's List reserves the right to disclose or share your information to enforce its rights against you in connection with your breach of the Terms of Use or this Privacy Policy. We may also share and disclose information to investigate, prevent and take action against any prohibited or illegal activities.

O's List may share your information with third party service providers who use this information to perform services for us, such as payment processors, hosting providers, email campaign providers, etc.

In compliance with the California Financial Information Privacy Act, we will not share any of your non-public personal information with a non-affiliated third party without obtaining a prior consent from you, while you reside in California.

O's List may disclose or transfer information to a third party in connection with a sale, merger, reorganization or other change of control. Such transfer will be in accordance with this Privacy Policy and, following any such change of control, you will be contacted and given an opportunity to review your account preferences.

Third Party Advertisers

O's List does NOT share ANY identifying information with third party advertisers or non affiliates.

Transferring of Data

O's List is headquartered in the US and is intended for US based users. If you are accessing the Services from outside the United States, please note that your information may be transferred to and stored in the United States. The information protection laws of the United States and its jurisdictions might not be as comprehensive or protective as those in other countries and their jurisdictions. By using the Services you understand that your information may be transferred to our facilities.

Links to Third Party Sites

O's List Website may contain links to third party sites or online services. We are not responsible for the practices of such third parties, whose information practices are subject to their own policies and terms of use, and not to this Privacy Policy.

Security

O's List accounts are password protected. You are responsible for maintaining the confidentiality of your user name and password. O's List also uses further security measures such as having challenge questions when logging in from an unknown device.

All access to your user account is encrypted. O's List will notify its users in the event of any security breach that exposes user information.

Protecting Privacy of Children

The Website, App and Service are not directed to any person below the age of 13. We do not knowingly collect or maintain personally identifiable information on our Website, App or Service from a person under the age of 13. If you are under 13 years of age, please do not use or access the Website, App or Service at any time or in any manner. If a parent/guardian becomes aware that his and/or her child under the age of 13 has provided us with any information, please contact us at support@oszlist.com to remove any such information.

Notifications and Communications

O's List will periodically communicate with you via emails to inform you of product upgrades, new blog posts or content that is relevant to you. If you wish to opt out of further communications with O's List, you may do so by using the unsubscribe options listed at the bottom of the email.

Opt-Out

If you wish to opt out of notifications and email communications from O's List, you may do so by using the unsubscribe options listed at the bottom of the email.Modification/Update to the Privacy Policy

O's List may update its Privacy Policy at any time. If there is any material change to the Privacy Policy, O's List will notify its users and as well as post the changes in the section "Changes to the Privacy Policy". O's List recommends that users review the Privacy Policy periodically, so that they remain informed of any changes to the policy. The user's continued use of the Website, App or Service constitutes their agreement with the Privacy Policy and any updates.

Contact

If you have any questions, comments and concern about the Privacy Policy, please contact O's List at support@oszlist.com.

Effective Date: May 24, 2018